Car Loan Solutions

Drive your dream car with our flexible loan options tailored for new cars, used cars, and loan takeovers at competitive interest rates.

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New Car Loan
Used Car Loan
Used Car Takeover

New Car Loans

Finance your dream new car with our attractive loan options featuring low interest rates, minimal documentation, and quick approval process.

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Up to 90% Financing

Get financing for up to 90% of the car's ex-showroom price with flexible repayment options.

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Low Interest Rates

Starting from lowest interest p.a. with no hidden charges or processing fees.

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Quick Approval

Get approval within 4 hours for complete applications with all documents.

Key Benefits

  • Starting from lowest interest p.a.
  • Insurance and accessories can be included in loan
  • Special discounts for women buyers

Eligibility & Documents

  • Age: 21-65 years
  • Minimum income: ₹15,000/month (salaried) or ₹2 lakh/annum (self-employed)
  • KYC documents (PAN, Aadhaar, Passport/Driving License)
  • Income proof (Salary slips/Bank statements/ITR)
  • Address proof (Utility bill/Rental agreement)
  • Car quotation from dealer

Used Car Loans

Purchase your preferred pre-owned car with our customized used car loans featuring attractive interest rates and flexible repayment options.

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Up to 80% Financing

Get financing for up to 80% of the car's current market value.

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Competitive Rates

Interest rates starting from 10.5% p.a. for used cars up to 5 years old.

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Vehicle Inspection

Free vehicle inspection service to ensure you get a quality used car.

Loan Features

  • Loan amount from ₹50,000 to ₹30 lakh
  • Tenure from 1 to 5 years
  • Cars up to 7 years old eligible
  • No hidden charges
  • Quick disbursal within 24 hours of document verification

Requirements

  • Vehicle RC book
  • Valid insurance papers
  • Valid PUC certificate
  • Seller NOC (if applicable)
  • Vehicle valuation report
  • Standard KYC and income documents

Used Car Takeover Loans

Transfer your existing car loan to Kannur Loan Service and enjoy lower interest rates, better terms, and superior customer service.

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Reduce Your EMI

Lower your monthly payments with our reduced interest rates and extended tenure options.

Quick Transfer

Complete the loan takeover process in just 2-3 working days.

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Balance Transfer

We pay off your existing lender and take over the loan with better terms.

Benefits

  • Interest rates up to lower than most banks
  • Option to increase loan tenure for lower EMIs
  • Top-up loan available for accessories/repairs
  • Dedicated relationship manager

Process

  1. Submit application with documents
  2. Vehicle inspection and valuation
  3. Receive approval with new terms
  4. We pay off your existing lender
  5. Hypothecation transfer to us
  6. Begin repayment under new terms

Eligibility

  • Indian resident aged 21-65 years
  • Minimum income ₹15,000/month
  • Clean repayment history on existing loan
  • Comprehensive insurance mandatory

Documents Required

  • KYC documents
  • Income proof
  • Existing loan details
  • Vehicle RC copy
  • Insurance copy
  • PUC certificate
  • Latest loan statement

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Kannur Support

Loan Support

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