New Car Loans
Finance your dream new car with our attractive loan options featuring low interest rates, minimal documentation, and quick approval process.
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Up to 90% Financing
Get financing for up to 90% of the car's ex-showroom price with flexible repayment options.
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Low Interest Rates
Starting from lowest interest p.a. with no hidden charges or processing fees.
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Quick Approval
Get approval within 4 hours for complete applications with all documents.
Key Benefits
- Starting from lowest interest p.a.
- Insurance and accessories can be included in loan
- Special discounts for women buyers
Eligibility & Documents
- Age: 21-65 years
- Minimum income: ₹15,000/month (salaried) or ₹2 lakh/annum (self-employed)
- KYC documents (PAN, Aadhaar, Passport/Driving License)
- Income proof (Salary slips/Bank statements/ITR)
- Address proof (Utility bill/Rental agreement)
- Car quotation from dealer
Used Car Loans
Purchase your preferred pre-owned car with our customized used car loans featuring attractive interest rates and flexible repayment options.
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Up to 80% Financing
Get financing for up to 80% of the car's current market value.
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Competitive Rates
Interest rates starting from 10.5% p.a. for used cars up to 5 years old.
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Vehicle Inspection
Free vehicle inspection service to ensure you get a quality used car.
Loan Features
- Loan amount from ₹50,000 to ₹30 lakh
- Tenure from 1 to 5 years
- Cars up to 7 years old eligible
- No hidden charges
- Quick disbursal within 24 hours of document verification
Requirements
- Vehicle RC book
- Valid insurance papers
- Valid PUC certificate
- Seller NOC (if applicable)
- Vehicle valuation report
- Standard KYC and income documents
Used Car Takeover Loans
Transfer your existing car loan to Kannur Loan Service and enjoy lower interest rates, better terms, and superior customer service.
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Reduce Your EMI
Lower your monthly payments with our reduced interest rates and extended tenure options.
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Quick Transfer
Complete the loan takeover process in just 2-3 working days.
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Balance Transfer
We pay off your existing lender and take over the loan with better terms.
Benefits
- Interest rates up to lower than most banks
- Option to increase loan tenure for lower EMIs
- Top-up loan available for accessories/repairs
- Dedicated relationship manager
Process
- Submit application with documents
- Vehicle inspection and valuation
- Receive approval with new terms
- We pay off your existing lender
- Hypothecation transfer to us
- Begin repayment under new terms
Eligibility
- Indian resident aged 21-65 years
- Minimum income ₹15,000/month
- Clean repayment history on existing loan
- Comprehensive insurance mandatory
Documents Required
- KYC documents
- Income proof
- Existing loan details
- Vehicle RC copy
- Insurance copy
- PUC certificate
- Latest loan statement