The maximum home loan amount depends on your repayment capacity, property value, and other factors. Generally, we finance up to 75-90% of the property value or up to ₹5 Crores, whichever is lower.

For complete applications with all documents, approval typically takes 3-5 working days. Disbursement for ready properties takes 7-10 days after approval, while under-construction property disbursements happen as per construction stages.

Yes, most of our home loans allow prepayment after 6 months. For floating rate loans, Fixed rate loans may have nominal charges after 3 years.

Fixed rates remain constant throughout the loan tenure, while floating rates change with market conditions. Floating rates are usually lower initially but carry interest rate risk. We can help you choose based on your risk appetite and market outlook.