Realize your dream home with competitive interest rates
A Loan Against Property (LAP) is a secured loan where you mortgage your residential or commercial property to avail funds while retaining ownership. It's an ideal solution when you need substantial funds for business expansion, education, medical emergencies, or other personal needs.
At Kannur Loan Service, we offer customized property loan solutions with minimal documentation and quick approval. Our competitive interest rates and flexible repayment terms make us the preferred choice for property loans in Kannur.
Whether you own a house, plot, or commercial property, we can help you leverage its value to meet your financial requirements without selling your asset.
Minimum 21 years at loan commencement and maximum 65 years at loan maturity
Minimum annual income of ₹3 lakhs for salaried individuals and ₹2 lakhs for self-employed
Should be self-owned, free from legal disputes, and have clear title deeds
Minimum CIBIL score of 650 preferred
Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License
Aadhaar Card, Utility Bills, Passport, or Rental Agreement
Salary slips (for salaried) or IT returns (for self-employed)
Title Deeds, Tax Receipts, Approved Plan, and NOC if applicable