Personal Loan for All Your Needs
At Kannur Loan Service, we understand that life often presents unexpected financial needs. Our personal loans are designed to help you meet these needs without any hassle. Whether it's for medical emergencies, education expenses, home renovation, wedding expenses, or debt consolidation, we've got you covered with flexible repayment options and quick approval.
No Collateral
Unsecured loans without any property pledge or guarantor requirements
Flexible Repayment
Choose EMI options that suit your monthly budget
Minimal Paperwork
Simple documentation process for quick approval
Local Service
Personalized support from our Kannur-based team
Eligibility Criteria
- Indian resident aged between 21-60 years
- Minimum monthly income of ₹15,000 (salaried) or ₹20,000 (self-employed)
- Minimum 1 year of employment/business continuity
- Good credit score (650+) preferred
- Resident of Kannur or nearby areas
Documents Required
- Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID
- Address Proof: Aadhaar Card, Utility Bill, or Rental Agreement
- Income Proof: Salary slips (last 3 months) or IT Returns (last 2 years)
- Bank Statements: Last 6 months bank account statements
- Photographs: 2 recent passport-size photographs
How to Apply
- Check Eligibility: Use our online eligibility checker or visit our office
- Submit Application: Complete the simple application form with your details
- Document Submission: Provide the required documents (physical or digital copies)
- Approval: Get instant preliminary approval with final approval within 4-6 hours
- Disbursement: Receive funds in your account within 24-48 hours of approval