Comprehensive Car Insurance Solutions

Protect your vehicle with our reliable and affordable car insurance policies. Get coverage for accidents, theft, natural calamities, and more.

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Our Car Insurance Plans

Choose the coverage that best suits your vehicle's needs

Third Party Liability

Basic coverage as required by law

  • Covers damage to third party
  • Mandatory as per Motor Vehicles Act
  • Personal accident cover for owner-driver
  • No coverage for own damage
  • Most economical option
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Comprehensive

Complete protection for your vehicle

  • Covers both third party and own damage
  • Protection against theft and natural calamities
  • Personal accident cover
  • Optional add-ons available
  • 24/7 roadside assistance
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Zero Depreciation

Best for new cars

  • No deduction for depreciation
  • Full claim amount for replaced parts
  • Ideal for cars less than 3 years old
  • Higher premium but better claims
  • All comprehensive plan benefits

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What We Cover

Our policies protect you from various risks

Accidents

Coverage for damages caused by collisions with other vehicles or objects.

Natural Calamities

Protection against floods, earthquakes, cyclones, and other natural disasters.

Theft

Coverage in case your vehicle is stolen and not recovered.

Fire Damage

Protection against damages caused by fire, explosion, or lightning.

Personal Accident

Coverage for bodily injuries or death of the owner-driver while driving.

Roadside Assistance

24/7 help for breakdowns, flat tires, fuel delivery, and towing services.

Frequently Asked Questions

Find answers to common questions about car insurance

What documents do I need to get car insurance?

You typically need your vehicle's RC book, previous insurance policy (if any), PUC certificate, and your identity/address proof. For new cars, you'll also need the invoice and delivery note.

What is the difference between comprehensive and third-party insurance?

Third-party insurance only covers damages caused to others (third parties) in an accident you're responsible for. Comprehensive insurance covers both third-party liabilities and damages to your own vehicle from accidents, theft, natural calamities, etc.

What is No Claim Bonus (NCB)?

NCB is a discount you earn for each claim-free year. It can go up to 50% on the own damage premium portion. This bonus is transferable if you switch insurers or buy a new car.

Can I transfer my existing insurance when I buy a used car?

Yes, you can transfer the existing insurance to your name by submitting Form 29 and Form 30 along with other required documents to the insurance company within 14 days of purchase.

What is IDV in car insurance?

IDV (Insured Declared Value) is the maximum amount your insurer will pay if your vehicle is stolen or damaged beyond repair. It represents the current market value of your car after depreciation.


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