You typically need your vehicle's RC book, previous insurance policy (if any), PUC certificate, and your identity/address proof. For new cars, you'll also need the invoice and delivery note.

Third-party insurance only covers damages caused to others (third parties) in an accident you're responsible for. Comprehensive insurance covers both third-party liabilities and damages to your own vehicle from accidents, theft, natural calamities, etc.

NCB is a discount you earn for each claim-free year. It can go up to 50% on the own damage premium portion. This bonus is transferable if you switch insurers or buy a new car.

Yes, you can transfer the existing insurance to your name by submitting Form 29 and Form 30 along with other required documents to the insurance company within 14 days of purchase.

IDV (Insured Declared Value) is the maximum amount your insurer will pay if your vehicle is stolen or damaged beyond repair. It represents the current market value of your car after depreciation.